The result is not a closing quote or a legal or tax determination. Confirm it with the attorney, title professional, or settlement agent reviewing the deed and current state forms.
Estimate the seller's state fees
Enter an amount to begin.
How the schedule works
How the schedule works
The standard RTF uses one schedule when total consideration is not over $350,000 and a different schedule when it is over $350,000. The statute applies each rate per $500 or fractional part within a band.
What it calculates
The published standard schedule and, when consideration is over $1 million, the potential straight percentage applied to total consideration.
What it cannot decide
Classification, exemptions, alternate basis, recording date, forms, refunds, or the final obligation for a particular deed.
Who should verify
The attorney, title professional, or settlement agent with the deed, contract, property class, and applicable forms.
Published standard schedule
Published standard schedule
| Band | Rate per $500 or fraction |
|---|---|
| $0–$150,000 | $2.00 |
| Over $150,000–$200,000 | $3.35 |
| Over $200,000–$350,000 | $3.90 |
| Band | Rate per $500 or fraction |
|---|---|
| $0–$150,000 | $2.90 |
| Over $150,000–$200,000 | $4.25 |
| Over $200,000–$550,000 | $4.80 |
| Over $550,000–$850,000 | $5.30 |
| Over $850,000–$1,000,000 | $5.80 |
| Over $1,000,000 | $6.05 |
Percentage fee over $1 million
Percentage fee over $1 million
For deeds submitted for recording on or after July 10, 2025, the State applies a supplemental percentage fee to certain listed property classes when consideration is over $1 million. It is a straight percentage of total consideration, not a marginal rate.
| Band | % |
|---|---|
| Over $1,000,000 through $2,000,000 | 1% |
| Over $2,000,000 through $2,500,000 | 2% |
| Over $2,500,000 through $3,000,000 | 2.5% |
| Over $3,000,000 through $3,500,000 | 3% |
| Over $3,500,000 | 3.5% |
FAQ
Frequently asked questions
Who is responsible for New Jersey's Realty Transfer Fee?
The New Jersey Division of Taxation says the seller is statutorily responsible for the Realty Transfer Fee and, when applicable, the Graduated Percent Fee. A transaction professional should verify the deed, consideration, property class, exemptions, and recording requirements.
Does the Graduated Percent Fee apply at exactly $1,000,000?
The current state page says the supplemental fee applies when consideration is more than $1,000,000 and only to listed property classes, subject to exemptions. This calculator shows zero graduated fee at exactly $1,000,000.
Does this calculator determine a partial or full exemption?
No. It estimates the standard schedule and separately shows the potential Graduated Percent Fee for a covered transfer. It does not decide senior, disability, low- or moderate-income housing, relationship, deed, or other exemptions.
Does the estimate include every seller closing cost?
No. It excludes recording charges, legal and title work, brokerage compensation, mortgage or lien payoff, repairs, credits, income-tax matters, and other transaction-specific items.
Official sources reviewed
Official sources reviewed
Reviewed 2026-08-26. Open the agency page before acting because rules, forms, data, and program details can change.
Current standard and partial-exemption schedules, covered property classes, statutory responsibility, and graduated percentage bands. The page cannot determine a deed's consideration, classification, exemption, recording date, or transaction-specific amount.
Confirms the July 10, 2025 effective date, seller responsibility, straight percentage of total consideration, and five current percentage bands. The transition refund provision described in the notice is historical and is not calculated by this tool.